Financing
Comfortable payments for a more comfortable home
As an NEIF approved contractor, we can help you finance a new boiler, furnace, central air or ductless system, and check your options before the project starts.

Two ways NEIF can help
Know your options before the project starts
Investing in heating or cooling is a big decision for a home or business. As an approved contractor with the National Energy Improvement Fund (NEIF), we can offer flexible financing with competitive rates and convenient payment plans.
NEIF finance pre-screening
Find out whether you qualify before you begin your project, so you can plan and budget with confidence. Our team will guide you through the process and help you gather what you need.
NEIF EnergyPlus Loan
Financing designed for energy-efficient upgrades: high-efficiency heating and cooling systems, programmable thermostats, and insulation and air sealing. Lower bills, more comfort, less environmental impact.
How it works
From quote to comfort in four steps
Pre-screen
Check your options online with NEIF, or call us and we’ll walk you through it.
Get a quote
We visit, size the right system for your home or building and give you a clear proposal.
Apply
We help you submit your application quickly and easily.
Install
Once you’re approved, we schedule the work and you enjoy the savings.
Stack the savings
Rebates and incentives
Utility and New York State programs regularly offer rebates for high-efficiency equipment and heat pumps. Eligibility and amounts change, so we’ll check what applies to your project when we quote.
- Con Edison residential rebates (opens in a new tab)Electric and natural gas incentives for Con Edison customers.
- NYSERDA (opens in a new tab)New York State’s energy-efficiency programs and funding.
Ways to pay
We accept Visa, Mastercard and American Express, and NEIF financing for larger projects.
Questions about paying for a project? Call (914) 668-8211.
Financing FAQ
Financing questions, answered
What can I finance?
Heating and cooling replacements and energy-efficient upgrades, such as high-efficiency heating and cooling systems, programmable thermostats, and insulation and air sealing, through the NEIF EnergyPlus Loan.
How do I find out if I qualify?
Use NEIF's online pre-screening to see your options before the project begins, or call us at (914) 668-8211 and we'll walk you through it.
What payment methods do you accept?
We accept Visa, Mastercard and American Express.
Need heat, cooling or a second opinion?
Talk to a real person at All State: day, night or weekend.